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Why you need travel insurance

Posted on 05 November 2018 by admin (0)

Travel insurance seems like another unnecessary burden and waste of resources. That is why most travelers ask the question: “why they need to buy travel insurance?”.

We will help to answer that question to all travelers. Here are the reasons why you need travel insurance.

When you cancel your trip

There can be unforeseen circumstances that can make you cancel your trip abruptly. Such as death of a loved one, you fell ill, work commitments or natural calamities among others. When you have coverage for trip cancellation, you will recover the amount you had used to book the trip if the reason is among the covered ones.

Missing your connection

You might have planned to go on a cruise, but your connecting flight delays and you miss the cruise ship. How do you catch up with the cruise ship? If you have the coverage of lost connection, you can get another flight that will land at the ship’s next port. The insurance company will offer some assistance services that help you to pay and arrange for any travel changes.

Flight cancellation

After leaving the last occasion to your flight, you arrive at the airport, and you find out that your scheduled flight is experiencing delays or it has been canceled. How will you manage to get another flight to get you back home? With the coverage on trip cancellation, you will get a refund of money spent on a return ticket or get you accommodation in a hotel that you will spend the night in comfort.

A terrorist event occurs

You have saved for the better part of your life to visit a dream destination. On the day of your travel or days close to it, a terrorist attack occurs, and you have to cancel your dream trip. If you have terrorism coverage, you can get back part of the money you had used after canceling your vacation.

You get injured or sick on your trip

You are a travel fanatic, and you managed to reach your destination safely. You explored the area and had happy moments, but before the end of your trip, you get injured or sick. You will need specialized care yet you are in a foreign land, this is where travel medical coverage comes in handy. You won’t incur substantial medical bills because your insurance will cover them and also offer you transport to get to a medical facility of your choice. Medical assistance can be one of the main reasons why you need travel insurance because you can end up spending so much more than your premiums.


There are so many eventualities that can take place while on travel and you are not in a position to cater to them. You can even lose your baggage, and this will mean that you need to shop for everything you need while on your vacation. Travel insurance will ensure that you will still enjoy your trip. They provide all the necessities you need without any extra costs. Other grave things can happen while on travel like losing your travel documents. Your travel insurance ensures that they get you all the necessary documents and you manage to travel to your next destination.